As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

The Senior Associate in Credit and Loss Forecasting will be primarily responsible for supporting the oversight and reporting of net charge-offs (NCO) for the Chase Home Lending portfolio.

The position will interact with the Home Lending Credit Forecast team located both in US and India, as well as partners in Home Lending Risk, Finance/Controller, Modeling and Model Governance. This will be a key position in the Home Lending Credit Forecasting group responsible for providing senior management with forecast results, as well as other ad hoc functions in support of Home Lending Credit Forecasting reporting and analysis.

The successful candidate must excel at understanding model results and providing intuition to support the results from business perspective in order to develop a senior level presentation.

Job Responsibilities :

• Provide information by assembling, interpreting and summarizing data, preparing reports, making presentations of findings, along with analyses and recommendations to Senior Management

• Explain the model results and provide more intuition to support the results from business perspective

• Understand the Credit forecast process and needs and rationale for business decisions

• Expected to work on multiple projects with limited guidance

• Manage interactions and communication with Controllers, Finance, Central Team, Modeling, and MRGR to ensure consistency of the loss forecast

• Assist in data and forecast results analysis in a business and financial context

Required qualifications, capabilities, and skills:

• Minimum 3+ years of loss forecasting analytics, financial budgeting and/or modeling experience. Experience in statistical modeling, CCAR, NCOs, LLR/CECL, risk management and mortgage industry is preferred

• Demonstrable understanding of financial statements and disclosures required

• Strong communication skills to present to and collaborate with business partners and model end-users and interpersonal skills a must including the ability to explain and/or present analysis

• Strong analytical, interpretive and problem-solving skills, which will require the ability to synthesize / analyze diverse information and develop strategy recommendations from observed outcomes

• Must have good judgment with the demonstrated ability to think creatively and strategically

• Ability to work independently while managing projects and deadlines

• Must be detail oriented and motivated to work in a fast-paced environment

Preferred qualifications, capabilities, and skills:

• A masters degree in a quantitative discipline (e.g. Finance, Mathematics, Statistics, Economics, Operation Research) is a plus

• Proficiency in analytical languages (e.g. SAS, Python, R) is a plus

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the "WELL Health-Safety Rating" for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.

As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm's current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm's vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans