Position Title: Commercial Credit File Clerk

Department: Commercial Loan Operations

Position Reports to: Commercial Quality Control Analysis Supervisor

Position Supervises: No Direct Reports

Premier Summary:

At Premier Bank, an affiliate of Premier Financial Corp., were Powered by People, and know that our success is directly tied to great work by our team members. Our employees are dedicated to our clients, communities and each other. We are committed to promoting inclusiveness, diversity and a sense of belonging throughout our organization. We provide competitive benefits, incentive compensation, paid time off that includes paid community service hours, flexible spending accounts, retirement programs, professional development, tuition assistance and so much more. If you want to make a difference, choose to share your talents at Premier.

Position Summary:

The Commercial Credit File Clerk is responsible for a variety of commercial department clerical duties and support functions. This position will assist in obtaining items requested by internal and external auditors and customers. The file clerk will track financial documents and covenants using the Bank approved system and prepare a financial exception, covenant tracking and other required reports for all commercial loan files monthly, as well as on an as-needed basis. This position provides miscellaneous assistance within the Commercial Operations and Credit Administration departments as required. Demonstrate and implement our Trusted Advisor strategy to all internal and external customers.

Duties and Responsibilities:

Communicates processes, collects, and organizes commercial credit file information upon request for internal and external auditors to the Commercial Quality Control Analysis Supervisor and/or Commercial Operations Manager

Updates credit file information within CreditQuest and FCM

Basic clerical duties related to loan processing, preparing, auditing, and finalizing forms or contracts

Back-up to the Commercial Operations Administrative Assistant with officers loan committee and executive loan committee

Financial tracking, which includes personal financial statements, interim statements, tax returns, K1s, rent rolls, and any other financial document needed to complete a loan file

Maintains and updates the monthly financial exceptions report for the lenders and lending assistants

Creates and maintains financial tickler and covenant information within CreditQuest

Demonstrates a positive reflection of the organization in public through their actions and behaviors

Maintain and ensure compliance standards by complying with all bank policies and procedures.

Completes other duties as assigned

Education, Certification, License and Experience:

High school graduate or equivalent

One year of professional office experience preferred, but not required

Skills and Knowledge:

Basic understanding of Word, Excel, Outlook, and related banking computer systems

Excellent interpersonal, communication and organizational skills.

Responsible for knowing and ensuring compliance with applicable laws, regulations and guidelines, as detailed in policies that include but are not limited to Bank Secrecy Act and other applicable anti-money-laundering rules, Right to Financial Privacy, Fair Lending, Community Reinvestment Act, Gramm-Leach-Bliley Act, and other laws and regulations as they pertain to the position.

Work Environment:

This job operates in a professional office environment. Work is normally performed in a typical interior work environment which does not subject the