Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi , you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

Citi’s Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control and report material aggregate risks.

We’re currently looking for a high caliber professional to join our team as Assistant Vice President, Remedial Management Senior Analyst - Hybrid (Internal Job Title: Remedial Management Senior Analyst - C12 ) based in Mumbai, India . Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.

• We empower our employees to manage their financial well-being and help them plan for the future.

• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.

• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.

In this role, you’re expected to:

The Remedial Management Senior Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.

Responsibilities:

• Preparation of valuation and restructuring analysis for stressed and distressed assets and situations, including the determination of write-off, reserve and risk of loss amounts that directly impact the P&L of the firm.

• Assess liquidity, debt capacity and other areas of financial and operating performance to evaluate areas of weakness and potential for turnaround, which is measured by setting and monitoring appropriate classification triggers.

• Model companies' financial position to assess appropriate debt structure and accurate debt value using the most appropriate valuation methodology.

• Track ongoing performance of classified credits, reporting to senior credit and business management.

• Prepare quarterly classification documents with detailed financial and credit analyses in order to maintain appropriate classifications of ICG classified exposures.

• Work closely with other colleagues (Seniors Bankers and Senior Credit Officer-level transactors) to remain coordinated on the restructuring/valuation process and assess likely restructuring scenarios.

• Liaise with internal business and product areas in the bank, as well as external fund managers, advisors and consultants to develop deeper industry expertise

• Manage assigned bilateral and syndicated portfolios.

• Implement designed and approved workout strategies.

• Co-manage of accounts with internal partners.

• Interact with external clients and third party professionals engaged to support the plan.

• Evaluate and process documentation to both evaluate and implement the appropriate strategy; partner with Citi Legal and outside legal.

• Develop and present action plans for assigned portfolio to senior management.

• Negotiate with customers, bank group participants, and other stakeholders associated with the assigned account.

• Review accounts in accordance with established policies and standards set by Citi

• Utilize timely and in depth credit analysis in order to assist in evaluating waivers, forbearance agreements and restructuring terms.

• Advise Business, of plan and evolving cost of credit impact.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

As a successful candidate, you’d ideally have the following skills and exposure:

Qualifications

• 5-8 years relevant experience in credit risk side

• Excellent knowledge of credit assessment techniques and policies of the bank.

• Ability to analyze and evaluate financial statements and business plans, across a range of industrial sectors.

• Proficient knowledge of corporate and debt structuring, with a particular understanding of bank loan documentation.

• Good understanding of risk profiles of all credit products. • Advanced credit analysis and corporate financial modeling,

• Commercial Credit training preferred.

• Risk assessment and quantitative analysis experience.

• Ability to build and maintain relationships and communication skills, both written and verbally.

• Ability to work autonomously, as well make meaningful contributions as part of a team.

• Project management skills, with a focus on Information System implementation

• Thorough knowledge of Finance and P&L implications of transactions

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact. Take the next step in your career, apply for this role at Citi today https://jobs.citi.com/dei

Job Family Group:

Risk Management

Job Family:

Remedial Management

Time Type:

Full time

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.