Pay Range: $21.66 - $28.90

Responsible for underwriting all types of indirect loan applications. Informs Dealer personnel of loan decisions while providing details of conditions. Complies with all regulations and guidelines. Answers questions that pertain to policy and procedure of Indirect Lending. Responsible for building and maintaining good Dealer relationships.

Education and Experience:

• Prior banking experience preferred

• College degree desired but not required

Skills and Abilities:

• PC skills in Windows environment

• Basic Accounting

• Indirect Lending Loan policy, products and procedure

• Knowledge of Automotive industry

• Self motivated with strong communication, negotiating, organizational and interpersonal skills

Unique Job Characteristics and Requirements:

FIS Originate (Loan Origination System) Fi- Serv CBS (Core Data System)

Tasks Performed:

• 70% Determines which requests for financing from the Dealer Network should be accepted, rejected, or conditionally accepted, using all applicable information reasonably available. Maintain a loan portfolio within the guidelines established by the bank in regards to Charge off and Delinquency. Be able to process specified number of applications per day with in the target time for turnaround, always complying with State and Federal regulations, bank policy, and department guidelines and practices

• 10% Builds and maintains relationships with dealerships and other customers by providing prompt, courteous, and reliable services.

• 10% Other duties as assigned.

• 5% Keeps the Department Manager aware of issues and ways of improving efficiencies and procedures within the Department and Bank.

• 5% Recognize and take advantage of opportunities to obtain additional business.

Physical Requirements:

• Communicate effectively with internal and/or external customers

• Stationary 75% of time or greater

• Move Objects to Maximum 10 lbs

  Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

NBT Bank offers a stimulating work environment that recognizes talent and encourages teamwork. Our employees benefit from a total compensation package, including competitive salary, bonuses and a wide range of benefits for eligible employees - like our Student Loan Repayment Program. Join NBT Bank and build your career through the many growth, learning and collaborative opportunities made available across the company.

• EEO is the law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf)

• EEO is the Law Poster Supplement

• Pay Transparency Nondiscrimination Provision (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp_%20English_formattedESQA508c.pdf)

• Family Medical Leave Act (FMLA) Poster

• Employee Polygraph Protection Act (EPPA) (https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/eppac.pdf)

NBT Bank is an equal opportunity employer and fully supports a diversified environment. We do not discriminate against any applicant or employee because of race, color, religion, sex, national origin, age, disability, sexual orientation, marital status or veteran status, recently separated veterans, genetic information, victims of domestic violence and stalking or any other class protected by Federal, State or local law. This policy applies to all terms of employment.

NBT Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the Careers website or submission process, please call 1-888-804-1771 or contact us via email at humanresources@nbtbank.com. The Human Resources Shared Service Center hours of operation are Monday through Friday, 8:00 AM to 5:00 PM EST.