"Our PurposeWe work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team - one that makes better decisions, drives innovation and delivers better business results.Title and SummarySoftware Engineer IIWho is MastercardMastercard is a global technology company in the payments industry. We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible.Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.Overview:The Applications team was created to establish Mastercard as the frontrunner in the fast-evolving real-time payments space, and to position MasterCard to be able to incubate the development of new payment flows.The team is responsible for designing, building, and operating the technology that powers Mastercard's next generation payment applications - Domestic, Cross Border and Bill Payments.Mastercard seeks to define a world beyond cash. To accelerate this mission, we are committed to building and scaling products and applications that transform payments of any type. Real time payment technology is central to this strategy. The current consumer bill pay experience is cumbersome, costly, slow and fragmented. We are on a journey to build and scale a world-class bill pay network. By combining our RTP experience with our existing products (BPX, RPPS, Omni Billing, PBA and PBA RFP), as well as other assets, we can bring a solution to market that improves this outdated ecosystem for all parties involved. To win in the market, we will also leverage our strengths in brand, standards, consistency, trust and security. This position will be at the center of growing our applications technology platform and team for Bill Pay.* Do you like to be part of a team that is creating and executing strategic initiatives centered around digital payments?* Do you look forward to developing and engaging with high performant diverse teams around the globe?* Would you like to be part of a highly visible, strategically important global engineering organization?The Role:What's it all about and what we expect you to do day to day* Own software delivery tasks (code development, test, deployment) at an application/software component level* Able to troubleshoot and refactor existing code for exceptional code quality.* Adopt new languages and architecture patterns needed for the work.* Participate and contribute to team's agile process and decisions. * Assist in technical documentation of APIs and services being delivered.* Pull from backlog and deliver work after seeking guidance from experienced team members and in partnership with full scrum team.* Demonstrate active learning and sharing of software practices via Guild/Engineering community initiativesAll About You and what you need to bring:* Has ability to write secure code in three or more languages (e.g., Java, .NET, JavaScript, SQL)* Familiar with secure coding standards (e.g., OWASP, CWE, SEI CERT)* Infrastructure as code and cloud first software development knowledge experience preferred. * Understands and implements standard branching (e.g., Gitflow) and peer review practices* Apply tools (e.g., Sonar, Zally, Checkmarx ) and techniques to scan and measure code quality and anti-patterns as part of development activity* Understands and builds test code at unit level, service level, and integration level to ensure code and functional coveragePrefered:* Familiar with different application patterns to implement different types of business processes (e.g., APIs, event-driven-services, batch-services, web-applications, big data)* Understand the use of basic design patterns (e.g., factory, adaptor, singleton, composite, observer, strategy, inversion of control)* Understand the basic engineering principles used in building and running mission critical software capabilities (security, customer experience, testing, operability, simplification, service-oriented architecture)* Understand functional and non-functional testing types to elaborate and estimate test effortsIn the US, Mastercard is an inclusive Equal Employment Opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. If you require accommodations or assistance to complete the online application process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.Corporate Security ResponsibilityAll activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:Abide by Mastercard's security policies and practices;Ensure the confidentiality and integrity of the information being accessed;Report any suspected information security violation or breach, andComplete all periodic mandatory security trainings in accordance with Mastercard's guidelines.In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more.Pay RangesO'Fallon, Missouri: $92,000 - $147,000 USDOur PurposeWe work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believ