JPMorgan Chase Commercial Bank Risk-Credit Risk REB CREDIT PORTFOLIO MANAGEMENT in Plano, Texas
Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.
As a Portfolio Manager, you will be responsible for managing a portfolio of commercial real estate credits and relationships. This team partners with REB Coverage and Underwriting to ensure robust and accurate portfolio reporting by performing and overseeing a variety of enhanced data management and portfolio management functions.
Portfolio Management: Enhanced, improved and in-depth portfolio monitoring; Coordination with CRE Market Surveillance team; Interact with REB Risk Underwriting Team, Client Executives, and other internal product partners
Annual Review Process: Prepare and submit annual review packages by established deadlines containing a thorough analysis of the guarantor/sponsor and related commercial real estate loans and/or other credit products. Drive consistency and quality while monitoring timeliness
Construction Draw Process: Responsible for assessing and approving construction draws in accordance with established policies / procedures
Risk Rating: Continuously monitor the portfolio for risk rating appropriateness and perform off-cycle risk rating changes as needed
Internal Systems Data Management: system data ownership, quality and timely updates for internal reporting, portfolio reviews, and criticized loan management
Controls and Compliance: monitor loans for covenant, reporting, and regulatory compliance
Special ad hoc projects as necessary
Bachelor's degree in accounting, finance, economics or real estate, 4 - 8 years of experience in commercial real estate or debt financing, or equivalent is preferred
In-depth knowledge of underwriting methodology and experience evaluating risk across multiple product types including office, retail, industrial, and multifamily
Experience with ground-up construction, value-add, and stabilized asset types
Highly motivated, detail-oriented self-starter with the ability to work both independently and as part of a team comprised of local and remote colleagues
Adept at interpreting and detecting issues that impact risk rating rational
Experience presenting information in an organized manner that concisely express ideas and propose effective solutions
Ability to work under critical time constraints while managing multiple deadlines
Excellent communication, organization and interpersonal skills
Completion of formal credit training program preferred
Passion for commercial real estate
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the "WELL Health-Safety Rating" for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.
As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm's current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm's vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.
Equal Opportunity Employer/Disability/Veterans