STCU - Spokane Teachers Credit Union Full-time Company Description

STCU is consistently rated one of the top-performing credit unions in the nation, and has been named one of Fortune Magazines Great Places to Work. We look for employees who have a strong desire to serve others, are lifelong learners, are committed to working hard, have a fun-loving attitude, and who want to make a difference in our members lives. We love people who share our core values: Joyfulness, generosity, belonging, goodness, and striving. We believe in being a force for good in the community, while helping members achieve their financial goals and dreams.

*STCU offers excellent benefits: *

• Paid time offplus 11 paid holidays!
• Medical, dental, vision and life insurance 
• Training and career development
• Success sharing plan
• 401(k) matching contributions
• Tuition reimbursement

An overview of the benefits can be found here{rel="nofollow"}.   Salary range: $20.02 - $28.02 per hour

Job Description

The Loan Officer Assistant I is responsible for providing support for the internal or external Real Estate loan origination team. This process includes status updates and/or follow-up with members, realtors, operations staff, and management.

Core Job Requirements/Outcomes

• Obtain information and documentation needed to assist in approving mortgages within timeframes and deadlines by communicating directly with the member, Loan Officer, Loan Processor, and 3rd party service provider(s) as applicable.
• Assist the Origination Team by reviewing loan applications for accuracy and completeness, reviewing and indexing required documentation for loan approval, and following up with members for additional documentation as required.
• Aid the Origination Team by doing basic income calculations to include W2/wage earner, retirement, or fixed income, as well as possessing familiarity with Encompass, Blend, and Income Genius, while acquiring knowledge of all product offerings and guidelines.

Other Essential Functions

• Work effectively and efficiently with the Origination Team on their active pipeline by monitoring rate locks, NOIs, closing dates, and 30-day decisions, as required to maintain service level agreements, as well as compliance with applicable regulations.
• Provide support to the Origination Team by managing lead sources (Webforms, voicemails, emails, trigger leads, and Blend applications) to establish contact and follow-up with members within our service level agreement timeframes, while also (potentially) tending the front desk for walk-in customers.
• Develop and maintain positive relationships with members and 3rd party providers by upholding service level agreements and communicating effectively.
• Provide support to team members by maintaining positive working relationships that promote a collaborative and inviting team environment.
• Ability to work effectively and collaboratively in a diverse work group, as well as independently with minimum supervision.  Ability to adapt to changes, solve practical problems, and handle a variety of situations exercising flexibility and sound judgment in a fast-paced environment.

Qualifications

Education: High School Diploma or equivalent required. 

*Job Experience: *Minimum of one year experience in real estate origination or processing is preferred.  Previous STCU Real Estate D